General PSLF Webinars and Resources not specific to Higher Education
Education Debt Consumer Assistance Program–EDCAP (Community Service Society of New York). Offers free and unbiased student loan counseling services and can guide you through the PSLF application process. EDCAP is funded by NYS.
PSLF.nyc (Offers free webinars and resources to guide PSLF applications. Funded by Robin Hood Foundation.)
Student Borrower Protection Center PSLF Project (videos, guides, FAQ)
US Dept of Education (DOE) Student Aid
Share your experiences and tips applying for PSLF + Suggestions for additional resources for this Webpage
About Part Time Eligibility & NYS Bills A9523/S8389
PSC-CUNY worked with Harvey Epstein (AD74) and Kevin Thomas (SD6) to lobby and pass the NYS bill A9523/S8389 that requires NYS colleges to report adjunct “PT” eligibility for the federal Public Service Loan Forgiveness program more closely to actual hours worked than misleading “contact hours.”
Historically it is our understanding that reporting of hours worked of PT faculty is inconsistent, but within the ability of CUNY campuses to consistently report to PSLF FT eligibility for adjuncts under the same parameters of the bill.
The Department of Education requires “FT” public service to qualify for PSLF. Full time tenure track faculty and staff are consistently reported full time by eligible institutions. Ambiguity arises with “part-time” adjunct faculty that are paid by “contact hour” which does not reflect the actual hours of work. Some colleges have reported to PSLF program adjunct faculty hours worked by contact hours, for instance 3 hours per 3 credit class for a total of 9 hours a week for three classes, resulting in adjuncts being turned down by the PSLF program for those semesters. However it is within the scope of the federal guidelines for colleges to report adjuncts teaching for instance three three credit courses of working 30 hours of week and to qualify as FT public service for the purposes of the PSLF program, which some colleges do. The NYS bill requires CUNY colleges to report Adjunct work at CUNY to be 3.35 times contact hours. Hours worked can be combined with employment at other eligible institutions, e.g. other non-profit colleges and other eligible nonprofit employment. To do so, adjuncts need to apply to each institution to document with the PSLF program.
About “Biden Waiver” & Deadline October 31, 2022.
The AFT sued the US Department of Education about the high rate of rejections of PSLF applications and negotiated with the Biden administration special waivers to expand the types of eligible federal loans and broaden the periods that count towards the required 120 payments including some periods of suspended federal student loan payments (e.g. Covid suspensions).
PSLF applications are required to be applied for by October 31st 2022 to be eligible for all of the “Biden Waivers.” This includes application and completion of federal loan consolidation and submission of employer public service documentation. The ten years of public service and 120 payments need not be completed at the time of the PSLF application and can be updated annually.