NYSUT Catastrophe Major Medical

Updated: September 11, 2020
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NYSUT Catastrophe Major Medical (CMM) Plan
Open Enrollment Period
September 1, 2020 – September 30, 2020

A limited open enrollment period for the New York State United Teachers Catastrophe Major Medical (CMM) Plan is in effect from September 1, 2020 – September 30, 2020, for coverage effective January 1, 2021. Full-time Active and Adjunct members (dues-payers) of the Professional Staff Congress (PSC) who reside in New York state are eligible to take advantage of this offer. In addition, current CMM Plan participants may want to consider adding eligible family members who are not currently enrolled in the CMM Plan.

CMM Plan Overview
Once the deductible is satisfied, this plan provides reimbursement benefits for eligible expenses that your health insurance plan may not fully cover. Coverage includes but is not limited to:

· Supplemental medical insurance coverage designed to help with the expenses not fully covered by your basic major medical, prescription drug or hospitalization insurance - including Medicare

· Limited nursing/convalescent home benefits up to $72 per day – $80,000 lifetime maximum benefit

· Home health care benefits up to 25 hours per week – 6,000-hour lifetime maximum benefit

Please note: This coverage is not long-term care or nursing home insurance.

For plan details, premium rates and online enrollment, click here: NYSUT Member Benefits CMM

NYSUT Member Benefits: benefits@nysutmail.org, 800-626-8101

The NYSUT CMM Plan is not a Welfare Fund benefit, but the Fund has sent this message to alert you to your eligibility for it as a PSC member.

This fall there is also an Open Enrollment and Change Period for Basic Health Coverage Plans for full-time active and eligible adjunct employees (Oct. 1 - 30) and for retirees (Nov. 1 - 30).  For details go to the Welfare Fund website.